Give us a call

Coverage for Your Business in Waterbury and Prospect, CT

Business Insurance


From violations of workers’ rights that result in lawsuits to employee negligence that results in injuries, the risks that businesses face are many.  For this reason businesses need protection, and insurance provides necessary protection.  At CDR Insurance Group, Inc. we have a comprehensive business insurance program, which is flexible. 

We’ve insured businesses in Waterbury and throughout Western Connecticut for many years, and we offer a wide variety of coverages.  These are two reasons among many why we’ll give you the best possible insurance.  Also, we’re local, and our agents are specially-trained to deliver business insurance.  Knowing and understanding your needs and having agents who know well business insurance enables us to provide you with the finest experiences.  


For most small and medium-sized businesses, business owners policies (BOPs) are adequate.  BOPs bundle coverages and provide broad protection.  In some cases however, BOPs are not enough, and in these cases business owners can purchase standalone policies and/or add endorsements to their existing business insurance policies.  Whether a BOP, a series of standalone policies, a BOP and a number of endorsements, or another option is best for you, we’ll give you the insurance that you need.

We often provide a $1 million liability minimum limit, but we can provide a much higher liability limit if necessary.  We serve many businesses including contractors, auto dismantlers, and trash haulers.  Regardless of the industry that you’re in or the kind of business that you have, we’ll ensure that you’re protected.

The coverages from which you can choose include but are not limited to: 

  • Commercial property insurance
  • Commercial general liability
  • Business owner’s policy (BOP)
  • Inland marine insurance
  • Commercial auto insurance
  • Commercial umbrella insurance
  • Professional liability
  • Workers compensation
  • Crime insurance

As a client of ours you may be able to save time and money if you take advantage of benefits and discounts for which you may be eligible.  To learn about these benefits and discounts, speak with an agent.


We’re an independent agency so we can shop on clients’ behalves for the best coverages.  We shop on clients’ behalves once we know and understand the clients’ needs, which we know and understand by conducting one-on-one meetings.  After we’ve shopped on clients’ behalves for the best coverages, we create the most fitting solutions.

We regularly monitor the solutions that we write, and this ensures that there are never gaps in coverage and also that the rates that clients pay are always competitive.  Also, we file on clients’ behalves, and this is one way among many in which we make it easy for clients to buy and to use insurance.

Contact us or call us today.  To start on a policy, request a quote.


We’re proud to provide business insurance in Waterbury, Prospect, Wolcott, Cheshire, Thomaston, and Southington, CT.  We also serve other areas in the state and we serve other states.

Related Products:

Our Location

CDR Insurance Group, Inc.

CDR Insurance Group, Inc.

211 Schraffts Drive
Waterbury, CT 06705
Main office: 203-889-9767
Toll free: 800-742-0039
Fax: 203-754-7927

Our Providers


Best insurance company around. Very reliable, honest, knowledgeable workers. This is the only company I will ever use!

Christina C.
I recommend CDR, I have a relashionship with Rick being from Thomaston, this year we have starting working with Rick for my business auto, liability and workers comp.

Gary P.
Great agency with the best people, always putting the customer first with top shelf companies.

Bob C.
I have found CDR Insurance Group, Inc. and its' staff to be very helpful and knowledgeable in the insurance field. CDR represents many companies which makes looking for an insurance product easy. All the producers are willing to go the extra mile to make you feel comfortable. The employees are well trained and always happy to assist.

Linda L.